Financial Freedom: A Proven Path to All the Money You Will Ever Need

Sabatier, founder of the Millennial Money website, convincingly presents his personal experiences as proof that financial independence is possible at a young age. From a low of having $2.26 in his bank account at age 24, Sabatier reached his goal of making a million dollars in five years later, through measures that included reevaluating his expenses, making sound investments, and working several successful “side hustles,” in addition to his job as a digital marketer. Clarifying that “this book won’t help you get rich quick, but it will help you get rich quicker,” he proposes that time is more valuable than money, and reaching financial independence before legal retirement age should be the primary goal. In addition to his own plans, he drops in numerous other millennial success stories, contrasted with an older family friend’s troubled financial path. These stories are incidental, though, to the concrete information—math equations used to calculate whether a daily $3 cup of coffee is worth the expense, charts breaking down investment rates, and lists of tactics on how to invest in real estate or stocks—that provide the book’s most valuable content. Despite the ambitious premise, the strategies covered tend to be eminently practical, making this book a worthwhile purchase for anyone, not just aspiring millionaires, who feels overwhelmed by finances. (Feb.)