Retired Inspired: It's Not an Age, It's a Financial Number

Hogan, a personal finance coach and disciple of money maven Dave Ramsey, will enthrall readers with this doable and inspirational retirement guide. Turning the idea of retirement on its head, he advises viewing it not as an end, but as the beginning of "the best years of your life." Hogan builds on Ramsey's "baby steps" for financial stability%E2%80%94setting up an emergency fund, getting out of debt, and saving for retirement%E2%80%94by focusing on motivation. He tells readers to get inspired and use that inspiration to prompt action and change: formulating a vision of dream retirement, and then making a plan for getting there. While some may scoff at the advice's simplicity, Hogan counters naysayers by providing exact steps and a helpful online assessment tool. Along the way, he discusses the foolhardiness of relying solely on Social Security, the dangers of not having a plan, the necessity of budgeting, and the complex emotions many people have around the subject of retirement. Eye-opening and immensely practical, this invaluable guide is a must-read for readers wise enough to take responsibility for their own retirement. (Jan.)