Winning the Insurance Game: The Complete Consumer's Guide to Saving Money

Anyone who has insurance or plans to buy it will benefit from this invaluable, money-saving handbook. In crystal-clear language, consumer activist Nader and Smith ( The Senior Citizens' Handbook ) take readers through the fine points of insurance policies as they cover auto, health, residential, life and senior citizens insurance; Medicare; workers' compensation; and special-needs policies. Boxed ``consumer alerts'' and cautionary scenarios punctuate their down-to-earth, practical presentation. ``To an insurance company . . . what you really are is a statistic,'' the authors warn as they explain how to cope with ``nickel-and-diming'' adjusters. They broaden nearly every chapter with a discussion of what consumers can do at the community and national levels to bring about meaningful regulation and greater fairness in the insurance industry. 100,000 first printing; $100,000 ad/promo; author tour. (Sept.)